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	<title>Group Insurance Benefits Explained</title>
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	<link>http://www.groupinsurancebenefitsspecialists.com</link>
	<description>Get the details, guidelines, pros and cons, and future outlook of Group Insurance Benefits from the specialists</description>
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			<item>
		<title>Health Care Reform News</title>
		<link>http://www.groupinsurancebenefitsspecialists.com/health-care-reform-news/</link>
		<comments>http://www.groupinsurancebenefitsspecialists.com/health-care-reform-news/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 18:09:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[health care reform]]></category>
		<category><![CDATA[health coverage]]></category>
		<category><![CDATA[health plan]]></category>
		<category><![CDATA[health reform]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[healthcare plan]]></category>
		<category><![CDATA[healthcare reform]]></category>
		<category><![CDATA[healthcare system]]></category>
		<category><![CDATA[universal healthcare]]></category>

		<guid isPermaLink="false">http://www.groupinsurancebenefitsspecialists.com/?p=111</guid>
		<description><![CDATA[Get the latest news on the Health Care Reform issue here ~

&#34;health care reform&#34; &#8211; Google News

President Obama Will Try to Build Support for Health Care Reform through New &#8230; &#8211; ABC News (blog) Wednesday, 10 March 2010, 1:21 pmPresident Obama Will Try to Build Support for Health Care Reform through New &#8230;ABC News (blog)In [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HSA’s – Good for Employees and Employers</title>
		<link>http://www.groupinsurancebenefitsspecialists.com/hsa%e2%80%99s-%e2%80%93-good-for-employees-and-employers/</link>
		<comments>http://www.groupinsurancebenefitsspecialists.com/hsa%e2%80%99s-%e2%80%93-good-for-employees-and-employers/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 21:08:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[HSA - Health Savings Accounts]]></category>
		<category><![CDATA[employer hsa]]></category>
		<category><![CDATA[Health Savings Accounts]]></category>
		<category><![CDATA[HSA]]></category>
		<category><![CDATA[hsa account]]></category>
		<category><![CDATA[hsa accounts]]></category>
		<category><![CDATA[hsa contribution]]></category>
		<category><![CDATA[hsa health]]></category>
		<category><![CDATA[hsa health insurance]]></category>
		<category><![CDATA[hsa health savings]]></category>
		<category><![CDATA[hsa medical]]></category>
		<category><![CDATA[hsa plan]]></category>
		<category><![CDATA[hsa plans]]></category>
		<category><![CDATA[hsa savings]]></category>
		<category><![CDATA[HSA-qualified health plans]]></category>

		<guid isPermaLink="false">http://www.groupinsurancebenefitsspecialists.com/?p=96</guid>
		<description><![CDATA[If you are considering an HSA plan for your group insurance benefits, you will be encouraged by the results of two separate surveys.
The surveys, conducted by Buck Consultants, an independent subsidiary of ACS, were conducted this past spring. Results show that employers and account holders are satisfied with the coverage they got by using Health [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Creating a Healthy Workplace</title>
		<link>http://www.groupinsurancebenefitsspecialists.com/creating-a-healthy-workplace/</link>
		<comments>http://www.groupinsurancebenefitsspecialists.com/creating-a-healthy-workplace/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 21:39:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[Wellness]]></category>
		<category><![CDATA[corporate health]]></category>
		<category><![CDATA[corporate wellness]]></category>
		<category><![CDATA[employee health]]></category>
		<category><![CDATA[employee wellness]]></category>
		<category><![CDATA[healthy program]]></category>
		<category><![CDATA[healthy workplace]]></category>
		<category><![CDATA[wellness program]]></category>
		<category><![CDATA[wellness programs]]></category>
		<category><![CDATA[workplace health]]></category>

		<guid isPermaLink="false">http://www.groupinsurancebenefitsspecialists.com/?p=89</guid>
		<description><![CDATA[With the rising costs of healthcare and group health insurance, more and more attention is being focused on employee wellness. Healthier employees mean less absenteeism, fewer medical needs and ultimately lower medical costs and health insurance premiums.
Initially, programs were launched to encourage employees to live a healthier lifestyle by eating better and exercising to lose [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Voluntary Benefits</title>
		<link>http://www.groupinsurancebenefitsspecialists.com/voluntary-benefits/</link>
		<comments>http://www.groupinsurancebenefitsspecialists.com/voluntary-benefits/#comments</comments>
		<pubDate>Thu, 08 Oct 2009 20:51:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Group Insurance Benefits]]></category>
		<category><![CDATA[accident insurance]]></category>
		<category><![CDATA[cancer insurance]]></category>
		<category><![CDATA[critical illness insurance]]></category>
		<category><![CDATA[disability insurance]]></category>
		<category><![CDATA[supplemental health insurance]]></category>
		<category><![CDATA[voluntary benefits]]></category>

		<guid isPermaLink="false">http://www.groupinsurancebenefitsspecialists.com/?p=68</guid>
		<description><![CDATA[Voluntary benefits cover expenses not paid for by traditional health insurance. Voluntary benefits include disability, accident, critical illness, cancer and supplemental health insurance and cover expenses such as loss of income, travel to treatment centers, child care and the like in the event of unexpected illness or injury.
With the rising cost of health insurance, voluntary [...]]]></description>
		<wfw:commentRss>http://www.groupinsurancebenefitsspecialists.com/voluntary-benefits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Much Do You Know About Your Health Care?</title>
		<link>http://www.groupinsurancebenefitsspecialists.com/how-much-do-you-know-about-your-health-care/</link>
		<comments>http://www.groupinsurancebenefitsspecialists.com/how-much-do-you-know-about-your-health-care/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 19:29:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Care]]></category>
		<category><![CDATA[bruxism]]></category>
		<category><![CDATA[Cigna]]></category>
		<category><![CDATA[health care awareness]]></category>
		<category><![CDATA[health care quiz]]></category>
		<category><![CDATA[health issues]]></category>
		<category><![CDATA[Water for People]]></category>

		<guid isPermaLink="false">http://www.groupinsurancebenefitsspecialists.com/?p=61</guid>
		<description><![CDATA[According to answers.com, the definition of health care as a noun is:
“The prevention, treatment, and management of illness and the preservation of mental and physical well-being through the services offered by the medical and allied health professions.”
As an adjective, health care is defined as:
“Of or relating to health care: the health care industry.”
So, as you [...]]]></description>
		<wfw:commentRss>http://www.groupinsurancebenefitsspecialists.com/how-much-do-you-know-about-your-health-care/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Group Insurance Brokers: Benefits of Using One</title>
		<link>http://www.groupinsurancebenefitsspecialists.com/group-insurance-brokers-benefits-of-using-one/</link>
		<comments>http://www.groupinsurancebenefitsspecialists.com/group-insurance-brokers-benefits-of-using-one/#comments</comments>
		<pubDate>Thu, 16 Jul 2009 23:40:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Group Insurance Broker]]></category>
		<category><![CDATA[business health insurance]]></category>
		<category><![CDATA[business insurance]]></category>
		<category><![CDATA[group dental insurance]]></category>
		<category><![CDATA[group health insurance]]></category>
		<category><![CDATA[group insurance]]></category>
		<category><![CDATA[group insurance plans]]></category>
		<category><![CDATA[group medical insurance]]></category>
		<category><![CDATA[self employed health insurance]]></category>
		<category><![CDATA[self employed medical insurance]]></category>
		<category><![CDATA[small business dental insurance]]></category>
		<category><![CDATA[small business group health insurance]]></category>
		<category><![CDATA[small business health insurance plans]]></category>
		<category><![CDATA[small business insurance]]></category>
		<category><![CDATA[small business medical insurance]]></category>

		<guid isPermaLink="false">http://www.groupinsurancebenefitsspecialists.com/?p=59</guid>
		<description><![CDATA[A friend of mine owns a café here in town. My husband and I were in there the other evening and I overheard him talking to another patron about group health insurance. Of course, my ears perked up.
When he came over to say hello to us, I asked him if he was looking for insurance [...]]]></description>
		<wfw:commentRss>http://www.groupinsurancebenefitsspecialists.com/group-insurance-brokers-benefits-of-using-one/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Short Term Health Insurance</title>
		<link>http://www.groupinsurancebenefitsspecialists.com/short-term-health-insurance/</link>
		<comments>http://www.groupinsurancebenefitsspecialists.com/short-term-health-insurance/#comments</comments>
		<pubDate>Thu, 09 Jul 2009 19:29:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Short Term Health Insurance]]></category>
		<category><![CDATA[short term health insurance new]]></category>
		<category><![CDATA[short term health insurance plan]]></category>
		<category><![CDATA[short term health insurance plans]]></category>
		<category><![CDATA[temporary health insurance]]></category>
		<category><![CDATA[temporary health insurance coverage]]></category>

		<guid isPermaLink="false">http://www.groupinsurancebenefitsspecialists.com/?p=56</guid>
		<description><![CDATA[Many insurance carriers are reporting that they are seeing a sharp increase in the issuance of short term health insurance policies.
What is Short Term Health Insurance?

Short term health insurance plans (also called temporary health insurance), offer coverage for major hospital, medical, and surgical expenses. It really is aimed at healthy individuals and families as it [...]]]></description>
		<wfw:commentRss>http://www.groupinsurancebenefitsspecialists.com/short-term-health-insurance/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Why is Insurance So Expensive?</title>
		<link>http://www.groupinsurancebenefitsspecialists.com/why-is-insurance-so-expensive/</link>
		<comments>http://www.groupinsurancebenefitsspecialists.com/why-is-insurance-so-expensive/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 22:49:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance Premiums]]></category>
		<category><![CDATA[cost of health insurance]]></category>

		<guid isPermaLink="false">http://www.groupinsurancebenefitsspecialists.com/?p=52</guid>
		<description><![CDATA[I posted the following question in one of the insurance forums I belong to:
Do you have health insurance? If so, are you covered under your employer&#8217;s plan or do you have an individual plan?
I asked this question because I wanted to try to get a sense of the truth to the numbers being published about [...]]]></description>
		<wfw:commentRss>http://www.groupinsurancebenefitsspecialists.com/why-is-insurance-so-expensive/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are Section 125 Plans?</title>
		<link>http://www.groupinsurancebenefitsspecialists.com/what-are-section-125-plans/</link>
		<comments>http://www.groupinsurancebenefitsspecialists.com/what-are-section-125-plans/#comments</comments>
		<pubDate>Tue, 23 Jun 2009 21:33:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Flexible Benefit Plans]]></category>
		<category><![CDATA[cafeteria plan]]></category>
		<category><![CDATA[Cafeteria Plan Administration]]></category>
		<category><![CDATA[cafeteria plans]]></category>
		<category><![CDATA[dependent care account]]></category>
		<category><![CDATA[dependent care accounts]]></category>
		<category><![CDATA[dependent care flexible spending account]]></category>
		<category><![CDATA[dependent care flexible spending accounts]]></category>
		<category><![CDATA[dependent care reimbursement account]]></category>
		<category><![CDATA[dependent care reimbursement accounts]]></category>
		<category><![CDATA[dependent care reimbursement plan]]></category>
		<category><![CDATA[dependent care reimbursement plans]]></category>
		<category><![CDATA[dependent care spending account]]></category>
		<category><![CDATA[dependent care spending accounts]]></category>
		<category><![CDATA[flex plan]]></category>
		<category><![CDATA[flex plans]]></category>
		<category><![CDATA[flexible benefit plan]]></category>
		<category><![CDATA[flexible health spending account]]></category>
		<category><![CDATA[flexible health spending accounts]]></category>
		<category><![CDATA[health care spending account]]></category>
		<category><![CDATA[health care spending accounts]]></category>
		<category><![CDATA[medical care account]]></category>
		<category><![CDATA[medical care accounts]]></category>
		<category><![CDATA[medical care reimbursement account]]></category>
		<category><![CDATA[medical care reimbursement accounts]]></category>
		<category><![CDATA[medical care reimbursement plan]]></category>
		<category><![CDATA[medical care reimbursement plans]]></category>
		<category><![CDATA[premium only plan]]></category>
		<category><![CDATA[premium only plans]]></category>
		<category><![CDATA[Section 125 Plan Administration]]></category>
		<category><![CDATA[tax-free spending account]]></category>
		<category><![CDATA[tax-free spending accounts]]></category>

		<guid isPermaLink="false">http://www.groupinsurancebenefitsspecialists.com/?p=50</guid>
		<description><![CDATA[Section 125 Plans are also known as cafeteria plans, flexible benefit plans or mini-flex plans. Section125 of the Internal Revenue Tax Code defines these plans with strict guidelines.
These plans were originally added to the tax code in 1978, but didn’t become popular until 1986 when additional tax laws were added that gave employees’ more tax [...]]]></description>
		<wfw:commentRss>http://www.groupinsurancebenefitsspecialists.com/what-are-section-125-plans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Health Insurance Premiums Affected by Zip Code</title>
		<link>http://www.groupinsurancebenefitsspecialists.com/health-insurance-premiums-affected-by-zip-code/</link>
		<comments>http://www.groupinsurancebenefitsspecialists.com/health-insurance-premiums-affected-by-zip-code/#comments</comments>
		<pubDate>Tue, 19 May 2009 23:07:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance Premiums]]></category>
		<category><![CDATA[group health insurance premiums]]></category>
		<category><![CDATA[health care insurance premiums]]></category>
		<category><![CDATA[health insurance premium]]></category>

		<guid isPermaLink="false">http://www.groupinsurancebenefitsspecialists.com/?p=39</guid>
		<description><![CDATA[Health insurance premiums are directly affected by what is called the “area factor”. To you and me that means in what zip code do I live?
The cost of medical care varies from one geographical area to another and the differences in cost are considered when monthly premiums are determined. 
So, what leads to these differences? [...]]]></description>
		<wfw:commentRss>http://www.groupinsurancebenefitsspecialists.com/health-insurance-premiums-affected-by-zip-code/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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