Group Insurance Benefits ExplainedGet the details, guidelines, pros and cons, and future outlook of Group Insurance Benefits from the specialists

In 2007, the Florida Hospital Association estimated that $100,000 million was spent on illegal patient.

Although the information in this video is from Florida, similar situations are happening throughout the United States.

We are a compassionate nation and will not tur4n away anyone needing health care. However, the costs of illegal patient care is helping to cripple our healthcare system and escalating the costs to everyone.

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Obama's Health Plan

Healthcare America ~ here is a brief summary of what you can expect during the first year of the Obama’s health plan:

• Young adults will be able stay on their parents’ insurance until their 27th birthday.

• Seniors will get a $250 rebate to help fill the “doughnut hole” in Medicare prescription drug coverage, which falls between the $2,700 initial limit and when catastrophic coverage kicks in at $6,154.

• Insurers will be barred from imposing exclusions on children with pre-existing conditions. Pools will cover those with pre-existing health conditions until health care coverage exchanges are operational.

• Insurers will not be able to rescind policies to avoid paying medical bills when a person becomes ill.

• Lifetime limits on benefits and restrictive annual limits will be prohibited.

• New plans must provide coverage for preventive services without co-pays. All plans must comply by 2018.

• A temporary reinsurance program will help offset costs of coverage for companies that provide early retiree health benefits for those ages 55 to 64.

• New plans will be required to implement an appeals process for coverage determinations and claims.

• Adoption tax credit and assistance exclusion will increase by $1,000. The bill makes the credit refundable and extends it through 2011.

• A 10 percent tax will be imposed on amounts paid for indoor tanning services on or after July 1.

• Businesses with fewer than 50 employees will get tax credits covering 35 percent of their health care premiums, increasing to 50 percent by 2014.

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Get the latest news on the Health Care Reform issue here ~

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Creating a Healthy Workplace

With the rising costs of healthcare and group health insurance, more and more attention is being focused on employee wellness. Healthier employees mean less absenteeism, fewer medical needs and ultimately lower medical costs and health insurance premiums.

Initially, programs were launched to encourage employees to live a healthier lifestyle by eating better and exercising to lose weight; by quitting smoking; by decreasing alcohol consumption; and finding ways to reduce stress.

Professionals now realize that additionally an important facet of any employee wellness program is to create a healthy workplace.

Creating the healthy workplace includes good health management on site, active group wellness activities, a supportive environment for employee wellness programs, and open communications systems. Read the rest of this entry »

Technorati Tags: corporate health, corporate wellness, employee health, employee wellness, healthy program, healthy workplace, wellness program, wellness programs, workplace health

Health Care Now

According to answers.com, the definition of health care as a noun is:

“The prevention, treatment, and management of illness and the preservation of mental and physical well-being through the services offered by the medical and allied health professions.”

As an adjective, health care is defined as:

“Of or relating to health care: the health care industry.”

So, as you can see, it includes a wide range of health related topics ranging from your personal health care to health insurance plans and medical service providers.

Just how much do you know about your health care related issues?

Cigna has teamed up with the Water for People Organization to create a game that lets you test how much you know about your health care. When you answer three questions correctly, you help provide a days worth of water to children in developing countries.

My first question was:

What is bruxism? Do you know the answer?

• Tooth grinding
• Thumb sucking
• Fear of the dentist
• Root canal

I correctly answered “Tooth grinding” and was on my way to helping to provide a days worth of water.

Won’t you take a moment to test your health care knowledge, learn something you didn’t know previously and help provide clean water for students in developing countries?

Technorati Tags: bruxism, Cigna, Health Care, health care awareness, health care quiz, health issues, Water for People