Filed Under (Group Insurance Broker) by Group Health Insurance on 16-07-2009
Insurance Brokers
A friend of mine owns a café here in town. My husband and I were in there the other evening and I overheard him talking to another patron about group health insurance. Of course, my ears perked up.
When he came over to say hello to us, I asked him if he was looking for insurance for he and his employees. He said yes, but that he was just going to go ahead and sign up for it on the Internet.
“You don’t want to do that Michael.”
“Why not?”
If you feel like my friend Michael and choose to go that route, chances are that you will not get the best coverage for the best price for you and your employees and you will waste a lot of time doing your research. This is time that could be better spent on your business. Read the rest of this entry »
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Many insurance carriers are reporting that they are seeing a sharp increase in the issuance of short term health insurance policies.
What is Short Term Health Insurance?
Short term health insurance plans (also called temporary health insurance), offer coverage for major hospital, medical, and surgical expenses. It really is aimed at healthy individuals and families as it does not cover pre-existing conditions. These plans offer a temporary solution to a short-term insurance gap.
Most plans last one to six months and can be renewed for a total of 36 months. Thus, unlike traditional health insurance plans, these plans have an expiration date.
Pre-Existing Conditions: Read the rest of this entry »
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Filed Under (Health Insurance Premiums) by Group Health Insurance on 01-07-2009
I posted the following question in one of the insurance forums I belong to:
Do you have health insurance? If so, are you covered under your employer’s plan or do you have an individual plan?
I asked this question because I wanted to try to get a sense of the truth to the numbers being published about the number of uninsured people in the US.
I received a very comprehensive answer about the cost of insurance from John K. Arnold, a Managing General Agent in the health insurance business based in Orlando, FL. Read the rest of this entry »
Technorati Tags: cost of health insurance
